Margot POV The house was officially mine. I signed the purchase agreement that morning, finished the mortgage paperwork, and sat through closing with the real estate agent until every document was done. Then they handed me the keys. I curled my fingers around them and stood there for a moment. I had a place of my own. I hadn’t bought the biggest house I could afford. I chose the lowest monthly payment that still made sense. My job was stable, and with my credentials, I knew I could find another position if the worst ever happened. But I’d learned not to bet my entire life on things going well. I’d already seen how quickly everything could disappear. So I wanted room to breathe: a manageable mortgage, money left over for groceries, utilities, medical bills, and the unexpected ex

